Target Offering A Way To Shop For That Picky Person In Your Life
When shopping for the holidays, everyone has at least one person that is completely impossible to buy for. No matter what you get them you know there’s going to be some issue with it so sometimes you wonder why you even bother. Well, Target has just launched a new service that may be the solution to all of your problems.
The big box chain has just introduced a “GiftNow” button for online shoppers, which allows them to purchase a present for someone and instead of the recipient getting the gift and then having to return it if they don’t like it, they’ll first receive an “electronic gift box,” a.k.a. “e-gift.” The e-gift will allow them to accept the gift, at which point it will be sent to them, or they can switch its color or size, or even swap it out for something else if it isn’t anything they actually want.
"This is the perfect solution for that fussy relative that we all have,'' Mike McNamara, a Target executive vice president, explains. "It's also great for last-minute gifting because you don't have to worry about whether the product is going to get there in time for Christmas. The e-gift is going to get there as fast as email.”
Source: USA Today
American Debt Is Mostly The Mortgage-If you own a house, this news may not surprise you…
The average American that carries debt is 140 thousand dollars in the hole. A new survey from GOBankingRates averaged out how much Americans say they own in mortgage, credit card, student loan, auto loan, and medical debt. At least half of all Americans have credit card debt, and 65-percent say they owe money on their mortgage.
Residents of Hawaii owe an average of almost 900 thousand dollars, ranking it the state in the U.S. with the highest average debt. Hawaii also ranked number one in overall mortgage debt, and tied with Maine for the highest amount owed in credit card debt. The Federal Reserve Bank of New York says household debt balances rose to nearly 13-trillion dollars in 2017.
Women, you can rejoice because you have less debt than men! Source: GoBankingRates
Today is national food day, national bologna day and United Nations day
One-Third Of People Would End A Friendship If You Owed Them $100
Money issues can destroy and impair friendships, according to the Friends Again Report, a recent in-depth study from Bank of America that explores the impact money can have on close relationships. Indeed, more than half of consumers have seen a friendship end over money owed and 43 percent of Americans would be willing to end a relationship with a friend who hasn’t paid them back. And it doesn’t take much money to wreck a relationship: One in three people say their breaking point would be $100 or less in unpaid funds, with 4 percent admitting that $10 or less would do the trick. For 36 percent of people though, it takes between $100 and $500 to end a friendship.
There are things you can do to avoid falling out with a friend over money. For one, don’t be afraid to remind them about paying you. “Chances are, your pal doesn’t even remember that she owes you money, never mind the specific amount,” says financial journalist and New York Times bestselling author Nicole Lapin who wrote “Rich Bitch: A Simple 12-Step Plan for Getting Your Financial Life Together.” “Regardless, don’t leave room for doubt. Ask, ‘When do you think you’ll be able to pay back the $100 that I lent you?’ By naming the specific amount you ensure you’re on the same page.”
This, of course, is something that stresses people out. More than four in 10 people (44 percent) would rather discuss family drama, weight, their love life and personal hygiene rather than money, believing it to be a stressor to a friendship. But mobile payment apps like Zelle, Venmo and PayPal are making it easier than ever to ask for money and to settle up on the spot — which may be why approximately one in five consumers say sending money via mobile would improve their relationship with friends.
Link: http://nypost.com/2017/10/23/one-third-of-people-
Cities With The Longest & Most Stressful Commutes
A lot of people are looking forward to being scared on Halloween but there are a lot of folks who get scared on a daily basis when they think about getting into the car and dealing with their daily commute to work.
Well, in honor Halloween, Robert Half conducted a survey to uncover the spookiest (translation – longest) and most stressful commutes out there, questioning workers in 27 major cities about the length of their commute as well as the stress associated with it.
On average, workers spend about 49 minutes and 10 seconds commuting round-trip each day, but folks in Washington, DC have it the worst, with their average round-trip commute lasting 60 minutes and 42 seconds. On the flipside, folks in Salt Lake City, Utah have it the best with only a 40 minute and 41 second round-trip commute.
Cities With the Ten Worst Commutes In The U.S.
- Washington, DC
- San Francisco, CA
- Chicago, IL
- New York, NY
- Dallas, TX
- Seattle, WA
- Boston, MA
- Los Angeles, CA
- Philadelphia, PA
- Austin, TX
But just because a commute takes awhile doesn’t mean those workers are the ones most stressed out. In fact, the poll finds that residents of Los Angeles have the most stressful commute, while those in Des Moines, Iowa are the least stressed.
Cities With The Ten Most Stressful Commutes In The U.S.
- Los Angeles, CA
- Miami, FL
- Austin, TX
- Phoenix, AZ
- San Francisco, CA
- Houston, TX
- Dallas, TX
- Washington, DC
- New York, NY
- Atlanta, GA
Click here to see where your city landed on the spookiest and most stressful commute list.
Source: Robert Half
Taco Bell is selling Kit Kat quesadillas in Wisconsin
Taco Bell is testing Kit Kat quesadillas at select locations in Wisconsin. The new item is dubbed the Kit Kat Chocoladilla. Instead of filling a quesadilla with the standard cheese and chicken, the chain is filling the flour tortilla with broken bits of melted Kit Kats.
A representative for Taco Bell confirmed the item to Mashable. It's being sold for $1.
Some other locations in the state have a Twix-infused version as well, according to the blog Brand Eating.
The item testing reportedly will continue through mid-November. A rep for Taco Bell told Mashable that "customer response" to the testing will determine if Chocoladillas will eventually roll out nationwide.